Terms and Conditions

This website (the “Site”) is owned and operated by Lucro Holdings LLC (“Lucro,” “we,” “us,” or “our”). By using the Site, you agree to be bound by these Terms and Conditions and to use the Site in accordance with these Terms and Conditions, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from Lucro.

Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms and Conditions.

We reserve the right to change these Terms and Conditions or to impose new conditions on use of the Site from time to time, in which case we will post the revised Terms and Conditions on this website. By continuing to use the Site after we post any such changes, you accept the Terms and Conditions as modified.

Our limited license to you. This Site and all the materials available on it are the property of Lucro and/or our affiliates or licensors, and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal, noncommercial use. You may not use the Site or the materials available on it in a manner that infringes our rights or that has not been authorized by us. Unless explicitly authorized in these Terms and Conditions or by the owner of the materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works from, exploit, or distribute in any manner or medium (including by email or other electronic means) any material from the Site. You may, however, from time to time download and/or print one copy of individual pages of the Site for your personal, noncommercial use, provided that you keep intact all copyright and other proprietary notices.

Your license to us. By posting or submitting any material (including, without limitation, comments, blog entries, social media postings, photos, and videos) to us via the Site, internet groups, social media venues, or to any of our staff via email, text, or otherwise, you represent (i) that you are the owner of the material, or are making your posting or submission with the express consent of the owner of the material; and (ii) that you are thirteen years of age or older. In addition, when you submit, email, text, deliver, or post any material, you grant us, and anyone authorized by us, a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such material, in whole or in part, in any manner or medium, now known or hereafter developed, for any purpose. The foregoing grant includes the right to exploit any proprietary rights in such posting or submission, including, but not limited to, rights under copyright, trademark, service mark, or patent laws of any relevant jurisdiction. In connection with the exercise of such rights, you also grant us, and anyone authorized by us, the right to identify you as the author of any of your postings or submissions by name, email address, or screen name, as we deem appropriate.

You acknowledge and agree that any contributions originally created by you for us shall be deemed a “work made for hire” when the work performed is within the scope of the definition of a work made for hire in Section 101 of the United States Copyright Law, as amended. As such, the copyrights in those works shall belong to Lucro from their creation, and Lucro shall be deemed the author and exclusive owner, with the right to exploit any or all of the results and proceeds in any and all media, now known or hereafter devised, worldwide, in perpetuity, in all languages, as Lucro determines. In the event that any of the results and proceeds of your submissions are not deemed a “work made for hire,” you hereby, without additional compensation, irrevocably assign, convey, and transfer to Lucro all proprietary rights in such material, including without limitation all copyrights and trademarks, worldwide, in perpetuity, in every medium, whether now known or hereafter devised. Any posted material that is a reproduction of a prior work by you shall be co-owned by us.

You acknowledge that Lucro has the right, but not the obligation, to use and display any postings or contributions of any kind, and that Lucro may elect to cease the use and display of any such materials (or any portion thereof) at any time for any reason whatsoever.

You may establish a hypertext link to the Site so long as the link does not state or imply any sponsorship of your site by us or by the Site. However, you may not, without our prior written permission, frame or inline link any of the content of the Site, or incorporate into another website or other service any of our material, content, or intellectual property.

Throughout the Site, we may provide links and pointers to internet sites maintained by third parties. Our linking to such third-party sites does not imply an endorsement or sponsorship of such sites, or of the information, products, or services offered on or through them. In addition, neither we nor our affiliates operate or control in any respect any information, products, or services that third parties may provide on or through the Site or on websites we link to.

If applicable, any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, are those of the respective authors or distributors, and not Lucro. Neither Lucro nor any third-party provider of information guarantees the accuracy, completeness, or usefulness of any content. Lucro neither endorses nor is responsible for the accuracy and reliability of any opinion, advice, or statement made on the Site by anyone other than an authorized Lucro representative acting in their official capacity.

The information, products, and services offered on or through the Site and by Lucro and any third-party sites are provided “as is” and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, we disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the Site or any of its functions will be uninterrupted or error-free, that defects will be corrected, or that any part of the Site, or the servers that make it available, are free of viruses or other harmful components.

We do not warrant or make any representations regarding the use or the results of the use of the Site or materials on the Site or on third-party sites in terms of their correctness, accuracy, timeliness, reliability, or otherwise.

You agree at all times to defend, indemnify, and hold harmless Lucro, its affiliates, their successors, transferees, assignees, and licensees, and their respective parent and subsidiary companies, agents, associates, officers, directors, shareholders, and employees from and against any and all claims, causes of action, damages, liabilities, costs, and expenses, including legal fees and expenses, arising out of or related to your breach of any obligation, warranty, representation, or covenant set forth herein.

Certain sections of the Site may allow you to purchase products and services online, some of which are provided by third parties. We are not responsible for the quality, accuracy, timeliness, reliability, or any other aspect of third-party products and services. If you make a purchase from a merchant on the Site or on a site linked to by the Site, the information obtained during your visit to that merchant’s online store or site, and the information you give as part of the transaction, such as your credit card number and contact information, may be collected by both the merchant and us. A merchant may have privacy and data collection practices that differ from ours, and we have no responsibility or liability for those independent policies. In addition, when you purchase products or services on or through the Site, you may be subject to additional terms and conditions that specifically apply to your purchase or use of such products or services. For more information regarding a merchant, its online store, its privacy policies, and/or any additional terms and conditions that may apply, visit that merchant’s website or contact the merchant directly. You release us and our affiliates from any damages that you incur, and agree not to assert any claims against us or them, arising from your purchase or use of any products or services made available by third parties through the Site.

Your participation, correspondence, or business dealings with any third party found on or through our Site — regarding payment and delivery of specific goods and services, and any other terms, conditions, representations, or warranties associated with such dealings — are solely between you and that third party. You agree that Lucro shall not be responsible or liable for any loss, damage, or other matters of any sort incurred as the result of such dealings.

You agree to be financially responsible for all purchases made by you or by someone acting on your behalf through the Site. You agree to use the Site, and to purchase services or products through the Site, for legitimate purposes only. You agree not to make any purchases for speculative, false, or fraudulent purposes, or for the purpose of anticipating demand for a particular product or service. You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so. When making a purchase for a third party that requires you to submit the third party’s personal information to us or a merchant, you represent that you have obtained the express consent of that third party to provide their personal information.

Your purchase is for your use only (including use by the practice or organization on whose behalf you purchased, where applicable). Unauthorized sharing of purchased materials or access is not permitted, will be considered an infringing use of our copyrighted material, and may subject violators to liability.

If a subscription or purchase payment is declined, our system may automatically disable access to paid materials. This usually happens because a card has expired; we will make reasonable attempts to contact you to resolve the issue, and once it is resolved we will restore access.

The Site may include features such as communities, comments, messaging, and other tools that allow feedback to us and interaction between users. Responsibility for what is posted in these areas lies with each user — you alone are responsible for the material you post or send. We do not control the messages, information, or files that you or others may provide through the Site. It is a condition of your use of the Site that you do not:

• Restrict or inhibit any other user from using and enjoying the Site.
• Use the Site to impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.
• Interfere with or disrupt any servers or networks used to provide the Site or its features, or disobey any requirements, procedures, policies, or regulations of the networks we use to provide the Site.
• Use the Site to instigate or encourage others to commit illegal activities or cause injury or property damage to any person.
• Gain unauthorized access to the Site, or any account, computer system, or network connected to the Site, by means such as hacking, password mining, or other illicit means.
• Obtain or attempt to obtain any materials or information through any means not intentionally made available through the Site.
• Use the Site to post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane, or indecent information of any kind, including any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any local, state, national, or international law.
• Use the Site to post or transmit any information, software, or other material that violates or infringes the rights of others, including material that is an invasion of privacy or publicity rights, or that is protected by copyright, trademark, or other proprietary rights, without first obtaining permission from the owner or rights holder.
• Use the Site to post or transmit any information, software, or other material that contains a virus or other harmful component.
• Use the Site to post, transmit, or in any way exploit any information, software, or other material for commercial purposes, or that contains advertising, without our express written approval.
• Use the Site to advertise or solicit anyone to buy or sell products or services, or to make donations of any kind, without our express written approval.
• Gather for marketing purposes any email addresses or other personal information posted by other users of the Site.

Lucro may host communities and other public or shared forums. Any user failing to comply with these Terms and Conditions may be expelled from, and refused continued access to, such forums. Lucro or its designated agents may remove or alter any user-created content at any time for any reason. Content in these forums may be provided by Lucro staff, outside contributors, or users not connected with Lucro. Lucro expressly disclaims all responsibility and endorsement, and makes no representation as to the validity of any opinion, advice, information, or statement made or displayed in these forums by third parties, nor is Lucro responsible for any errors or omissions in such postings or for hyperlinks embedded in any messages. Under no circumstances will we, our affiliates, suppliers, or agents be liable for any loss or damage caused by your reliance on information obtained through these forums. The opinions expressed in these forums are solely the opinions of the participants and do not reflect the opinions of Lucro or any of its subsidiaries or affiliates.

Lucro has no obligation to monitor content or postings in its forums; however, you acknowledge and agree that we have the absolute right to monitor them at our sole discretion. In addition, we reserve the right to alter, edit, refuse to post, or remove any postings or content, in whole or in part, for any reason, and to disclose such materials and the circumstances surrounding their transmission to any third party in order to satisfy any applicable law, regulation, legal process, or governmental request, and to protect ourselves, our clients, sponsors, users, and visitors.

Where access to an online community is included as part of our services, we want every member to add value to the group, and we reserve the right to remove anyone at any time. We rarely do this, but we take the quality of our communities seriously.

To access certain features of the Site, we may ask you to provide certain demographic information, including your gender, year of birth, zip code, and country. If you elect to sign up for a particular feature of the Site, you may also be asked to register and provide personally identifiable information such as your name and email address. You agree to provide true, accurate, current, and complete information about yourself as prompted by the Site’s registration form. If we have reasonable grounds to suspect that such information is untrue, inaccurate, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof). Our use of any personally identifiable information you provide to us as part of the registration process is governed by the terms of our Privacy Policy.

To use certain features of the Site, you will need a username and password, which you will receive through the Site’s registration process. You are responsible for maintaining the confidentiality of your password and account, and you are responsible for all activities (whether by you or by others) that occur under your password or account. You agree to notify us immediately of any unauthorized use of your password or account or any other breach of security, and to ensure that you exit from your account at the end of each session. We cannot and will not be liable for any loss or damage arising from your failure to protect your password or account information.

Under no circumstances, including, but not limited to, negligence, shall we, our subsidiary and parent companies, or affiliates be liable for any direct, indirect, incidental, special, or consequential damages that result from the use of, or the inability to use, the Site — including our messaging, blogs, comments of others, books, emails, products, or services, or third-party materials, products, or services made available through the Site or by us in any way — even if we are advised beforehand of the possibility of such damages. (Because some states do not allow the exclusion or limitation of certain categories of damages, the above limitation may not apply to you. In such states, our liability and the liability of our subsidiary and parent companies or affiliates is limited to the fullest extent permitted by such state law.) You specifically acknowledge and agree that we are not liable for any defamatory, offensive, or illegal conduct of any user. If you are dissatisfied with the Site, any materials, products, or services on the Site, or with any of the Site’s terms and conditions, your sole and exclusive remedy is to discontinue using the Site and the products, services, and/or materials.

Lucro is not an investment advisory service, is not an investment adviser, and does not provide personalized financial advice or act as a financial advisor.

Unless expressly agreed in a separate written engagement, the materials and information contained on the Site and in our products and services are for general informational and educational purposes only. None of the information provided by us is intended as investment, tax, accounting, or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement, recommendation, or sponsorship of any company, security, or fund. Our information should not be relied upon for purposes of transacting in securities or other investments.

We do not offer or provide legal or investment advice, and you are responsible for consulting legal or financial professionals before acting on any information provided by us. The Site is continually under development, and Lucro makes no warranty of any kind, implied or express, as to its accuracy, completeness, or appropriateness for any purpose.

You acknowledge and agree that no representation has been made by Lucro or its affiliates, and relied upon by you, as to the future income, expenses, sales volume, or potential profitability that may be derived from participation in any program or service.

We may cancel or terminate your right to use the Site, or any part of the Site, at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the Site affected by such cancellation or termination. The restrictions imposed on you with respect to material downloaded from the Site, and the disclaimers and limitations of liability set forth in these Terms and Conditions, shall survive.

Your purchase of a product, service, or ticket to an event may or may not provide for a refund. Each specific product, service, event, or program will specify its own refund policy.

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the internet infringes their rights under U.S. copyright law. If you believe in good faith that materials hosted by Lucro infringe your copyright, you or your agent may send Lucro a notice requesting that the material be removed or access to it be blocked. Any notification by a copyright owner, or a person authorized to act on its behalf, that fails to comply with the requirements of the DMCA shall not be considered sufficient notice and shall not be deemed to confer upon Lucro actual knowledge of facts or circumstances from which infringing material or acts are evident. If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send Lucro a counter-notice. All notices and counter-notices must meet the then-current statutory requirements imposed by the DMCA (see copyright.gov for details). Lucro’s agent for notices of claims of copyright infringement or counter-notices can be reached at admin@morelucro.com.

This Agreement shall be binding upon and inure to the benefit of Lucro and our respective assigns, successors, heirs, and legal representatives. Neither this Agreement nor any rights hereunder may be assigned without the prior written consent of Lucro. Notwithstanding the foregoing, all rights and obligations under this Agreement may be freely assigned by Lucro to any affiliated entity or any of its wholly owned subsidiaries.

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of California, and any dispute shall be subject to binding arbitration in California, United States. If any provision of this Agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of any remaining provisions.

These Terms and Conditions may be changed at any time at our discretion. If we update them, we will post the updates on this page of our website.

If you have any questions or concerns regarding these Terms and Conditions, please direct them to admin@morelucro.com.